NCB is a benefit that accrues to the policyholder if no claims are made during a policy period. Hence, at the time of renewal, you get a discount on the premium (NCB benefit) which starts from 20{de3fc13d4eb210e6ea91a63b91641ad51ecf4a1f1306988bf846a537e7024eeb} and increases up to a maximum of 50{de3fc13d4eb210e6ea91a63b91641ad51ecf4a1f1306988bf846a537e7024eeb} over every claim-free period till

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