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How Your Dog Can Impact the Cost of Homeowners Insurance
For companies providing homeowners insurance, premiums are tied to risks. For example, it can cost more to insure a home with a trampoline or pool in the backyard. That’s because both represent a higher risk of injury, and increase the odds a homeowner will make a claim. Dogs are the same. While a breed of dog generally considered low-risk may not impact the price of homeowners insurance, some breeds will. Worse yet, insurance companies are free to deny coverage to a homeowner if they consider their pet too high-risk to cover. Breeds that make insurance companies anxious Homeowners who own
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Does Homeowners Insurance Cover Termite Damage?
Termite damage is usually due to lack of maintenance, and this typically isn’t covered by homeowners insurance. Homeowners insurance covers damage from insurance perils like fire, theft, or storms. If termite damage is a result of a covered insurance peril, it may be covered. See Insider’s guide to the best homeowners insurance companies. Homeowners insurance protects your dwelling and personal property from damage and offers personal liability coverage. Standard homeowners insurance policies cover you for “insurance perils,” referred to as listed events, like a fire, storm, theft, or vandalism. Does homeowners insurance cover termite damage? Termites cause around $5 billion
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How COVID may impact homeowner’s insurance
DENVER (KDVR) — More people are filing insurance claims and waiting longer for repairs than at any other time over the past five years, according to industry experts. It all has to do with wildfires and storms combined with the effects of the coronavirus pandemic. Many areas across Colorado, especially Adams and Weld counties, bear the brunt of damage throughout the year. Violent storms tore through Hudson and Keensberg on Friday morning. National Weather Service will survey damage from Friday morning storm in Keenesburg Bryan Bernier of Professional Independent Insurance Agents of Colorado told FOX31 knowing what’s in your homeowner’s
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Theft of Music Instruments? How Homeowners Insurance Could Help
We may receive payment from affiliate links included within this content. Our affiliate partners do not influence our editorial opinions or analysis. To learn more, see our Advertiser Disclosure. Your baby grand piano and your vintage violin make your heart sing. But everything could hit a sour note if something terrible happened to the instruments and they weren’t properly insured. Homeowners insurance typically covers musical instruments, but only up to a certain dollar amount. If your instruments are particularly valuable, you may need to purchase an add-on to your homeowners policy or even a separate policy in order to have
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Best Cheap Homeowners Insurance in Indianapolis
The average homeownership rate in Indianapolis is 53.1 percent, slightly lower than the national average of 63.9 percent, with the median home value estimated to be around $137,000. If you are a homeowner in Indy, one of your priorities must be to insure your property against unforeseen loss and damages. The national average cost of home insurance is $1,312, while in Indianapolis, it costs $1,267 per year for $250,000 dwelling coverage. Although this may seem affordable, when you consider the storms the city experiences every year, the resulting damage can increase insurance premiums. When shopping for home insurance in Indianapolis,
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Best Cheap Homeowners Insurance in Las Vegas
The Las Vegas housing market is one of the most active in the country. There is currently a shortage of homes for sale, which is driving property values up further. If you are planning on buying soon or already own a home, having home insurance to protect your financial investment is essential. Homeowners insurance costs $905 per year for $250,000 in dwelling coverage on average, according to Bankrate’s 2021 study of average quoted annual premiums. However, you could beat the average if you know how to find cheap home insurance Las Vegas rates. Bankrate researched to narrow down the
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Compare Homeowners Insurance Quotes | 2021
If you own a house or are buying one, you’ll want to get home insurance quotes to discover prices for protecting your house and your personal property inside it. As the Consumer Financial Protection Bureau explains, your lender will likely require insurance if you have a mortgage. Different plans vary on what the insurer will pay and what’s an out-of-pocket expense for the homeowner and charge different premiums. Search for an insurer that offers a price you like for the coverage you want. Also, consider other factors like if you want to work with an agent or mostly do business
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Will Homeowners’ Insurance Cover a Boating Accident? | Morris James LLP
As the summer kicks off, many people are getting out on the Delaware waterways and oceanfront in kayaks, jetskis, speedboats, and other personal watercraft. With increased activity on the water, there are inevitably more boating accidents as well as more incidents of theft, vandalism, and other damage to boats. It is important to understand your insurance coverage and the extent of your liability as a boat owner, and ensure that you have full insurance coverage for your boating activities in place before an accident happens. The law requires car owners to have specific car insurance, and few people would consider
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