• Home Insurance

    Auto and homeowners’ insurance rates rising | Business

    Prices of groceries, clothes and furniture are going up and consumers can add two more things to the list that will be more expensive in 2022: auto and homeowners’ insurance rates. Michael Hartman, a licensed property, casualty and life insurance producer with Joyce, Jackman & Bell Insurors in Pittston, said auto insurance rates will rise between 3% and 12% this year due to “pricing pressures in the market.” According to the American Property Casualty Insurance Association, pandemic-era factors are making auto insurance more expensive across the U.S. and the world. “Factors that are impacting risks and costs around the world  

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  • Vehicle Insurance

    Average auto insurance rates in Michigan increase slightly, but are no longer highest in nation

    The average cost of auto insurance slightly increased over the past year as more drivers parked at home during the early months of COVID-19 returned to the roads — but Michigan no longer has the highest average rates in the nation. The Zebra, a national auto insurance comparison site, calculated average costs of purchasing car insurance in zip codes around the country using publicly available rate data for its 2022 State of Auto Insurance report. Statewide, average annual premiums in 2021 clocked in at $2,639, up from the average rate of $2,535 in 2020, according to the analysis. Michigan  

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  • Home Insurance

    States with the lowest home insurance rates

    10. Maine Average annual homeowners insurance premium: $882 Median home value: $255,358 (Credit: Sean Pavone/Shutterstock ) 9. Ohio Average annual homeowners insurance premium: $862 Median home value: $157,496 (Credit: rouda100/Adobe Stock) 8. Washington Average annual homeowners insurance premium: $854 Median home value: $434,168 (Credit: Michael J Magee/Shutterstock) 7. Delaware Average annual homeowners insurance premium: $833 Median home value: $267,772 (Credit: Mihai_Andritoiu/Shutterstock.com) 6. Arizona Average annual homeowners insurance premium: $825 Median home value: $285,574 (Credit: Johnny Adolphson/Shutterstock.com) 5. Wisconsin Average annual homeowners insurance premium: $779 Median home value: $206,470 (Credit: dustin77a/Shutterstock) 4. Nevada Average annual homeowners insurance premium: $755 Median home  

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  • Insurance

    ‘Huge, huge numbers:’ insurance group sees death rates up 40 percent over pre-pandemic levels

    As the pandemic enters its second year running, the number of deaths the virus has caused is likely much greater than official numbers indicate, setting a historic record.  The Centers for Disease Control and Prevention (CDC) explains that excess deaths are associated with COVID-19 directly or indirectly, typically defined as the difference between the observed number of deaths in specific time periods and the expected number of deaths in the same time periods.  Currently, since Feb. 1, 2020, the CDC estimates there have been 942,431 excess deaths in the U.S.  That’s a staggering amount, as J Scott Davison, CEO of  

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  • Home Insurance

    Home Insurance Rates Are Rising Due to Climate Change: Here’s How to Lower Your Costs | Personal-finance

    New windows that better protect your home might be a good long-term investment, especially in areas where hurricanes are common and insurance discounts frequent. “New windows may cost you $10,000, but could save you $2,000 annually” in premiums, Lanham says. Homeowners in drought-stricken areas exposed to wildfire risk should “harden” their structures and properties by using materials and building designs that are less likely to catch and spread fire. While this can help lower homeowners insurance costs, it of course also reduces the risk of wildfire damage to a home in the first place. Some high-net-worth homeowners in fire zones  

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  • Unsecured Loans

    Top Lenders and Lowest Rates of 2022

    * We may earn a referral fee for partners featured in this article. However, this does not affect our opinions or evaluations. This is not a financial advice article. Please contact a financial advisor if needing financial assistance. (Ad) Personal loans can be an excellent way to get a quick influx of cash for emergencies, home improvement projects, or debt consolidation. They typically offer lower interest rates than credit cards, making them especially appealing for larger sums of money. There are many considerations to keep in mind when you get a personal loan. Many loan originators may have loans that  

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  • Health Insurance

    Hospital Prices Are Unpredictable. One Type of Health Coverage Often Gets the Worst Rates.

    Newly public data show that hospital prices vary in unpredictable ways that seem out of patients’ control. A Wall Street Journal analysis has identified a kind of health coverage that leaves patients with especially high bills. Hospitals’ highest rates often aren’t for a specific insurance plan, but rather a type of healthcare provider network that is rented out to other companies. In the complex puzzle of healthcare, rental networks are sometimes used to underpin plans that are barely insurance at all, with limited benefits and capped payouts for care, usually at lower premiums than standard insurance plans. The rates for  

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  • Unsecured Loans

    Best Personal Loans for Bad credit With Guaranteed Approval In 2021 – List Of Top Direct Lenders For The Best Installment Loans For Low Credit Score With Best Interest Rates | Top Lending Platforms For Instant Payday Loans.

    We’ve all been in circumstances where we require a little additional cash. Personal loans might assist you in smoothing out your finances and getting you through a difficult period. Personal loans range from a few hundred dollars to thousands of dollars, depending on the lender. You typically have one to five years to repay your loan, while long-term loans are available if you require more time. However, with so many lenders offering personal loans on the market, choosing the right one with your details might be difficult. So, in this guide, you can compare our top personal loan providers and  

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