• Vehicle Insurance

    Do vehicle classifications impact auto insurance rates?

    Breadcrumb Trail Links Insurance Insurance companies use all kinds of vehicle data to calculate their premiums, but classification doesn’t play a major role Author of the article: Brennan Doherty, LowestRates.ca Article content When it comes to buying auto insurance , vehicle details matter — and there are a lot of different ways to classify cars. Advertisement This advertisement has not loaded yet, but your article continues below. Article content Are you driving a sedan or a sports coupe? A compact crossover or a mid-size SUV? A motor vehicle or a passenger vehicle? All of these categories are used by governments  

    Comments Off on Do vehicle classifications impact auto insurance rates?
  • Insurance

    New York individual health insurance plan rates to increase 3.7% in 2022

    Albany, N.Y. — New Yorkers with individual health insurance plans will see rates increase by an average of 3.7% in 2022, the state announced today. The rate changes will range from a low of -4.4% for Independent Health in Buffalo to a high of 9.7% for Healthfirst, an insurer in the New York City area. Here are 2022 rate changes for insurers that sell individual policies in Central New York: Excellus, 4.5%; Fidelis, -0.1%; CDPHP, 7%; MVP, 8.5%. About 264,000 New Yorkers are enrolled in individual plans. Another 900,000 New Yorkers are enrolled in small group plans, which cover employers  

    Comments Off on New York individual health insurance plan rates to increase 3.7% in 2022
  • Home Insurance

    Citizens Insurance to increase number of home inspections; how will it impact rates and uninsurable properties? | Florida

    The State-run Citizens Property Insurance Corp plans to increase the number of annual home inspections it conducts from 5,205 in 2020 to 90,695 by 2025. The rationale for the proposal, according to the company, is to enable Citizen to set insurance policy rates and reduce the number of claims that customers file more accurately. According to a document detailing the proposal, and reported in the South Florida Sun Sentinel, the added inspections would focus on the age and condition of roofs, electrical systems, plumbing systems, air conditioning units and hurricane protection. Citizens Board of Governors will consider the proposal Wednesday. 

    Comments Off on Citizens Insurance to increase number of home inspections; how will it impact rates and uninsurable properties? | Florida
  • Unsecured Loans

    4 Best PSU Banks With The Cheapest Interest Rates On COVID-19 Personal Loans

    Planning oi-Vipul Das | Published: Wednesday, July 14, 2021, 11:53 [IST] To cover the costs of Covid-19 treatment for self and families, major public-sector banks declared COVID-19 personal loans of up to Rs 5 lakh. These loans are available at low-interest rates to salaried, non-salaried, and pensioners with a tenure of 5 years and no processing fees. Borrowers who are tested Covid Positive on or after 01.04.2021 must provide a COVID-positive report to the bank in order for the loan amount to be sanctioned. So, if you want to get a personal loan for COVID-19 treatment, these are the top  

    Comments Off on 4 Best PSU Banks With The Cheapest Interest Rates On COVID-19 Personal Loans
  • Vehicle Insurance

    CURE Auto Insurance doesn’t use credit scores for Michigan rates

    Until last week, Patrick Palmer was paying an average of $295 a month to insure his 2008 Chevy Trailblazer. Even though he has a good driver discount, the 53-year-old Detroit resident admits to having a poor credit history, and credit history is typically a big factor in auto insurance rates in Michigan, especially high-cost urban areas like Detroit. Now Palmer is paying $128 a month after switching insurance companies. “Man, it’s a blessing,” said Palmer, who works as a manager at a pizzeria. “That’s money I can keep in my pocket. I am living check to check.” His new company,  

    Comments Off on CURE Auto Insurance doesn’t use credit scores for Michigan rates
  • Insurance

    Car insurance rates are skyrocketing, but why?

    HOUSTON – Some drivers may or may not have noticed, car insurance rates are going up, but why is that? It seems to be a combination of pre-pandemic price points and traffic levels together making a comeback. This year, car insurance rates nationwide went up almost 17% during the month of May, according to the Insurance Information Institute. To get the best rate, you need to shop for it. “Your insurer doesn’t have a rate or a rate for your county or zip code, they have hundreds of rates,” says Stephanie Goodman of the Texas Department of Insurance. Wide, empty  

    Comments Off on Car insurance rates are skyrocketing, but why?
  • Vehicle Insurance

    Michigan’s vaccine lottery, auto insurance rates fall, families from Warren hit-and-run manage aftermath

    Michigan’s vaccine sweepstakes is coming this week A $5 million sweepstakes for those 18 and older and college scholarships for those under 18 help quantify the newest lottery system Michigan will put in place to boost vaccine rates. THURSDAY NEWS HIT – Who wants to win $5 million? Some of that money could land in the pockets of people getting their first or second dose of the COVID-19 vaccine.  That’s right; Michigan is entering the vaccine lottery game as the latest state to offer monetary incentives by the millions to try and boost rates of immunity in the state. New  

    Comments Off on Michigan’s vaccine lottery, auto insurance rates fall, families from Warren hit-and-run manage aftermath
  • Unsecured Loans

    Average personal loan interest rates remain low, so how can you get a good rate?

    Learn about the average rates on a personal loan, as well as eligibility requirements, mortgage lenders, loan amounts, and monthly payments. (iStock) Personal loans offer lump-sum funding that’s disbursed directly into your bank account and repaid in monthly installments over a set period of months. Their interest rates are fixed, meaning they won’t rise unexpectedly. This is in contrast to credit cards, which may have higher, variable interest rates. These loans are typically unsecured, meaning they don’t require you to put an asset up as collateral. Because of this, personal loan lenders rely on your financial history —  

    Comments Off on Average personal loan interest rates remain low, so how can you get a good rate?