• Loans With Collateral

    PNC Personal Loans Review 2021

    Editorial Independence We want to help you make more informed decisions. Some links on this page — clearly marked — may take you to a partner website and may result in us earning a referral commission. For more information, see How We Make Money. Headquartered in Pittsburgh, PA, PNC is one of the largest financial services institutions in the U.S., serving consumers and business through its 2,700 branches and its website. PNC acquired fellow bank BBVA in June of 2021, and the company is currently working on transitioning existing BBVA customers to PNC.  Unlike some personal loan lenders that  

    Comments Off on PNC Personal Loans Review 2021
  • Unsecured Loans

    Best personal loans for veterans and military members

    Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. Looking for a personal loan to address your financial needs? Learn more about personal veteran loans and other resources for veterans. (iStock) Veterans and service members who need a little financial help to cover an unexpected expense or other expenditure can take advantage of veteran loans. You can typically  

    Comments Off on Best personal loans for veterans and military members
  • Unsecured Loans

    Are Personal Loans Safe for Retirees?

    Image source: Getty Images It’s an unfortunate fact that many older Americans wind up cash strapped during their senior years. Part of the problem is that many retirees aren’t entitled to a pension (or at least not a hefty one) and have to live largely on Social Security benefits, which aren’t that generous. It’s true that some people enter retirement with a nice pile of savings. But many of today’s retirees didn’t save for their golden years on their own, namely because the importance of doing so wasn’t necessarily made clear a few decades ago. As such, it’s common for  

    Comments Off on Are Personal Loans Safe for Retirees?
  • Loans With Collateral

    Best Personal Loans For Fair and Good Credit of October 2021

    Select’s editorial team works independently to review financial products and write articles we think our readers will find useful. We may receive a commission when you click on links for products from our affiliate partners. Personal loans can be used for a variety of expenses, including weddings, vacations, home repairs and even as a way to cover emergency costs. And while credit cards can certainly pay for these same expenses, personal loans are sometimes a more affordable alternative since they typically carry a lower interest rate (though the rate you receive will depend on your credit score).  Personal loan APRs  

    Comments Off on Best Personal Loans For Fair and Good Credit of October 2021
  • Unsecured Loans

    Long-term personal loans: Where and how to get one

    Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. Long-term personal loans offer longer repayment periods, sometimes up to seven years. But interest can add up. (iStock) Personal loans typically have repayment terms of one to five years. But if you need the lowest possible monthly payment, or as much time as possible to repay a personal loan,  

    Comments Off on Long-term personal loans: Where and how to get one
  • Unsecured Loans

    Your Most-Googled Questions About Personal Loans Answered By An Expert

    Select’s editorial team works independently to review financial products and write articles we think our readers will find useful. We may receive a commission when you click on links for products from our affiliate partners. Personal loans can help you finance some of life’s large purchases without the astronomical interest charges that generally come with using a credit card. Personal loans are typically used for personal expenses — like a home renovation, wedding or even debt consolidation. They also typically carry a lower interest rate compared to credit cards, so they are usually an attractive financing option for someone who  

    Comments Off on Your Most-Googled Questions About Personal Loans Answered By An Expert
  • Unsecured Loans

    Unsecured Personal Loans: No Collateral Needed

    Unsecured personal loans are one of the most sought-after types of loans for consumers in need of funds for debt consolidation, unexpected expenses, and the like. This type of loan is considered an installment loan. That means you’ll be allowed to repay the borrowed money with interest in the form of fixed monthly payments for a set period. Unlike other loan types, such as home loans and auto loans, unsecured personal loans don’t require the item you’re purchasing for collateral. Lenders depend on your creditworthiness to determine if you can pay back. The higher your credit score means the higher  

    Comments Off on Unsecured Personal Loans: No Collateral Needed
  • Unsecured Loans

    15 of the best personal loans for bad credit

    Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. A personal loan may be more expensive when you have bad credit. Shopping around could help you get the best possible deal. (iStock) Bad credit can make it harder to get a personal loan. And you’ll almost certainly pay more for it than someone with an excellent credit score  

    Comments Off on 15 of the best personal loans for bad credit