What Is the Difference Between a Home Equity Loan and a Personal Loan?

A home equity loan and a personal loan both offer one-time, lump-sum payments that are required to be paid back in installments over an agreed-upon period of time. However, the main difference is that home equity loans

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The Home Ownership and Equity Protection Act (HOEPA) is a federal law that aims to prevent abusive practices in the mortgage industry, ultimately promoting greater transparency and fairness in the market. Read on to learn your rights under HOEPA.

What is the Home Ownership and Equity Protection Act (HOEPA)?


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