• Loans

    New student-loan forgiveness guidelines explained: a step-by-step guide to taking advantage of the PSLF waiver

    Hello and welcome back to MarketWatch’s Extra Credit column, a weekly look at the news through the lens of debt. In this week’s column we want to help you navigate changes to the Public Service Loan Forgiveness program announced by the Department of Education earlier this week with a step-by-step guide. But first a little bit of background (scroll down if you’d prefer to skip to the guide).  Over the past several years, we have written about the challenges nurses, teachers, social workers and other public servants have faced accessing the relief they were promised. In many cases, these borrowers  

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  • Health Insurance

    New York City Retirees Brace for Switch to Medicare Advantage

    Starting in January 2022, over a quarter million former New York City government workers and their dependents are set to be shifted off Medicare and on to privatized health insurance. Mayor Bill de Blasio and the Municipal Labor Committee, which represents retired New York City employees, announced the move in mid-July, following several months of scrambled protest from bewildered retirees. The plan has been cast as a necessary measure to rein in mounting health care costs and reduce strain on the city’s budget. While public sector retirees in New York City are currently insured by Medicare, the federal government’s program  

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  • Business News

    How HP Turns Business Catastrophes to Their Advantage

    In oceanography, a rogue wave refers to a massive wave that pops up, seemingly out of nowhere, when multiple unlikely natural phenomena collide. In the deep ocean, these waves routinely sink large ships. In business, they decimate growth and risk mitigation plans. What does it take for your organization not only to stay afloat when a rogue wave hits, but to actually turn it to your advantage? In this piece, the author describes a 3-part framework for resilient growth that helped HP emerge successful after a year of several potentially business-ending challenges. This approach — which can be adapted to  

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  • Business Marketing

    Apple is turning privacy into a business advantage

    Apple unveiled new versions of its operating systems on Monday which showed that the company’s focus on privacy has taken a new turn. It’s not just a corporate ideal or a marketing point anymore. It’s now a major initiative across Apple distinguishing its products from Android and Windows competition. Apple has positioned itself as the most privacy-sensitive big technology company since Apple CEO Tim Cook wrote an open letter on the topic in 2014. Since then, Apple has introduced new iPhone features that restrict app access to personal data and advertised privacy heavily in television ads. But Monday’s announcements showed  

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  • Business Management

    Leadership Advantage: Measuring what matters

    Peter Drucker, the father of modern business management, is credited with saying, “What’s measured improves.” In business, it’s not uncommon to hear the term key performance indicator, or KPI. A key performance indicator is a measurable value that demonstrates how effectively a company is achieving its objectives. Chart: Ken Thomas High-level KPIs focus on overall business performance, while lower-level KPIs may focus on divisional results, such as sales, production or finance. KPIs typically can be categorized as either lagging or leading. Lagging KPIs measure performance or actual outputs in the past, such as revenue and profit. Leading KPIs measure expected  

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  • Finance

    Advantage Amsterdam – Amsterdam’s financial centre gains an edge over continental rivals | Finance & economics

    THOUGH MANY exchanges are run by multinational companies, they are still often seen as the financial equivalent of a national football team. When Amsterdam ousted London as the largest share-trading centre in Europe last month, it made headlines in both countries. “The EU wins first battle for stock trading over Britons,” said Het Financieele Dagblad. London’s Financial Times observed that “Amsterdam punctures the City’s post-Brexit hopes”. Listen to this story Your browser does not support the <audio> element. Enjoy more audio and podcasts on iOS or Android. Announcements of high-profile listings in Amsterdam have further bolstered the  

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