• Home Insurance

    Lemonade: Home Insurance Review 2020

    © Money; Getty Images Lemonade-Home-Insurance-Review Lemonade Homeowners Insurance Review Lemonade was founded with the goal of making the home insurance claims process easier and more engaging for the average consumer. The company does this by heavily using artificial intelligence and machine learning to analyze and process claims, allowing them to be paid out in a matter of minutes in some cases. Lemonade also eschews physical locations in favor of an entirely digital presence, handling all transactions through their website or their mobile app. PROS Quick application and claims. Signing up for Lemonade is relatively fast, with the entire process taking  

    Comments Off on Lemonade: Home Insurance Review 2020
  • Home Insurance

    Lemonade Home Insurance Review 2020

    Pros Explained Affordable policies – According to the National Association of Insurance Commissioners (NAIC), the average policy for homeowners insurance in 2017 was $1,211, or $100.92 per month. Lemonade’s home insurance policy can be as low as $25 a month. Because Lemonade uses artificial intelligence (AI) and machine learning, it isn’t heavy on personnel in the way of customer support and agents. Highly rated app – Lemonade shares a lot of the same standard features of other insurers who offer apps, such as the ability to file a claim and download forms and documents. What makes it different  

    Comments Off on Lemonade Home Insurance Review 2020
  • Home Insurance

    Hippo Home Insurance Review 2020

    Pros Explained Enhanced coverage that’s hard to find elsewhere – Hippo’s home insurance policy offers coverages that are relevant to the modern consumer, including four times greater coverage on smart appliances and electronics found in the home and coverage for essential workers such as babysitters and house cleaners. Speedy quote process – You can get an initial quote online within 60 seconds and a full quote within five minutes. Dedicated customer support – In the case that you need to submit a claim, Hippo will assign a dedicated team member to guide you through the process and coordinate service providers  

    Comments Off on Hippo Home Insurance Review 2020
  • Home Insurance

    Your home insurance policy may soon carry a COVID-19 exclusion

    © CBC News Graphics Homeowners are advised to ask their insurance representatives about the communicable disease exclusion in their home insurance renewals. Homeowners may see something new when they renew their home insurance policies over the next few months: a communicable disease exclusion. This will protect insurance companies from any claims related to the COVID-19 pandemic, Amanda Dean, vice-president Atlantic for the Insurance Bureau of Canada, said Wednesday.  “Generally, pandemic risk is not an insurable thing, as the insurance industry is unable to provide protection for losses of this nature because there’s no way to diversify the risk due to  

    Comments Off on Your home insurance policy may soon carry a COVID-19 exclusion
  • Home Insurance

    How Much Does Home Insurance Cost? Advice To Find the Best Price

    If you’re buying a home, you probably know that paying for the property isn’t the only expense you’ll incur. Among other things, you’ll also want to buy home insurance to protect this valuable asset in the event of unforeseen problems, from damaging hailstorms to theft and beyond. So how much does home insurance cost? In this second installment of our Home Buyer’s Guide to Home Insurance, we’ll walk you through what you should know about home insurance rates, and how to find the best plan and price. How much does home insurance cost? The average annual homeowners insurance premium  

    Comments Off on How Much Does Home Insurance Cost? Advice To Find the Best Price
  • Home Insurance

    Owning a Home Will Help Drivers Get Better Car Insurance Rates

    Press release content from Accesswire. The AP news staff was not involved in its creation. https://apnews.com/press-release/accesswire/business-homeowners-insurance-personal-insurance-auto-insurance-insurance-industry-eddb7102eef89b0341f3446923bd438f Click to copy LOS ANGELES, CA / ACCESSWIRE / October 24, 2020 / Compare-autoinsurance.org ( https://compare-autoinsurance.org ) is a top auto insurance brokerage website, providing car insurance quotes online from trustworthy agencies all over the United States. This website has recently launched a guide that explains how owning a home or apartment will help drivers get cheaper car insurance. Drivers that own a home can pay cheaper car insurance premiums. Bundling car insurance with home insurance can help drivers save money on car insurance.  

    Comments Off on Owning a Home Will Help Drivers Get Better Car Insurance Rates
  • Home Insurance

    Kiplinger’s Personal Finance: Insurance for long-term care at home | Business News

    The nature of your benefits will depend on your contract. Dreamstime/TNS The pandemic’s effect on seniors has brought renewed attention to long-term care insurance — and aging at home. When policies first became widely available in the late 1970s, it was primarily used to help pay the costs of nursing homes. That has changed. Almost any policy sold now will have a pool of benefits that help pay for home care, a nursing home, assisted care, a memory unit or something similar, said Barbara Franklin, founder of Franklin & Associates, long-term care insurance brokers. You can typically collect long-term care  

    Comments Off on Kiplinger’s Personal Finance: Insurance for long-term care at home | Business News
  • Home Insurance

    How to Insure Your Second Home

    Owning a vacation home may be one of your big financial goals, and it’s important to make certain that your investment is protected. Having the right homeowners insurance can ensure that your vacation property is covered against damages from fire, wind, and other perils. In most cases you’ll need to purchase a separate policy to cover a second home. If your vacation home has a mortgage, your lender may require property insurance as a condition of borrowing. Key Takeaways If you own a second home, you may need a separate homeowners insurance policy to cover it.  Mortgage lenders  

    Comments Off on How to Insure Your Second Home