• Health Insurance

    Why Aren’t More People Comparison Shopping for Health Plans?

    Except for emergency or urgent care, Medicare Advantage coverage may not extend outside beneficiaries’ county or state. “If you’re in Albany, you may not be able to get care in New York City,” Dr. Jacobson said. Advantage plans also often require preauthorization from the insurer for services and drugs. With traditional Medicare, “you can see any provider you want to at any time, without getting prior approval,” Dr. Jacobson said. It’s accepted nationally. But factoring in a private Medigap policy and a separate Part D plan sometimes pushes overall costs higher. Still, a recent Commonwealth Fund analysis found that traditional  

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  • Health Insurance

    Harmons will require unvaccinated workers to pay more for health insurance

    SALT LAKE CITY — Unvaccinated employees at Harmons, the upscale grocery store chain in Utah, will pay more for health insurance as the company cites rising public health and safety concerns concerning COVID-19. READ: Companies may require unvaccinated workers to pay more for health insurance Effective Jan. 1, Employees at the grocery chain who do not receive a COVID-19 vaccine will be charged an insurance premium surcharge of up to $200 per month, according to Harmons officials. “I think it’s entirely appropriate, they are making it a choice to put themselves at higher risk, so by paying more, they bear  

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  • Health Insurance

    Massachusetts lawmakers, advocates rally behind equitable, universal health insurance

    A Massachusetts woman, suffering from belly pain that would later require surgery, left the hospital in tears, knowing the visit had cost $3,000 due to her high deductible. Another woman slipped and fell on the same day that her health insurance lapsed. Despite a broken hip and two broken bones in her leg, she refused an ambulance ride and drove herself to the hospital, keenly aware she could not afford the help. A 55-year-old man with lapsed health insurance will not have coverage again until January. But over the weekend, he had to go to the hospital due to difficulty  

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  • Health Insurance

    John Deere will continue to cover strikers’ health insurance, bonuses

    Deere & Co. will continue to provide health insurance and pay performance bonuses to striking employees. The ag and construction machine maker based in Moline, Illinois, announced in a statement Friday that the 10,100 United Auto Workers members on strike will continue to receive their benefits. They will also receive the performance bonuses they earned for exceeding target production goals before the union went on strike Oct. 14. “John Deere’s healthcare and (performance) incentives are critical aspects of John Deere’s industry-leading wages and benefits,” company spokesperson Jennifer Hartmann said in a statement. “We are taking these steps to demonstrate our  

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  • Health Insurance

    Health insurance terms to know as open enrollment begins : Life Kit : NPR

    Do you ever feel like health insurance is confusing on purpose? There is so much jargon and so many acronyms. It’s tempting to just close your eyes and point at a plan, hoping that it’s in your budget and covers the stuff you’ll need it for. But putting in a bit of time to learn what these health insurance terms mean can empower you to better understand what signing on to a plan might mean for your budget and your health. Now’s the time to get in there because fall is open enrollment season. Whether you’re picking a plan for  

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  • Health Insurance

    Insurance Focused on Virtual Visits? The Pros and Cons of a New Twist in Health Plans

    Julie Appleby, Kaiser Health News At the height of the covid-19 pandemic, people often relied on telemedicine for doctor visits. Now, insurers are betting that some patients liked it enough to embrace new types of health coverage that encourages video visits — or outright insists on them. Priority Health in Michigan, for example, offers coverage requiring online visits first for nonemergency primary care. Harvard Pilgrim Health Care, selling to employers in Connecticut, Maine and New Hampshire, has a similar plan. “I would describe them as virtual first, a true telehealth primary care physician replacement product,” said Carrie Kincaid, vice president  

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  • Health Insurance

    Too young for Medicare? Here are 5 health insurance options to try instead

    Too young for Medicare? Here are 5 health insurance options to try instead Millions of soon-to-be seniors are watching with envy this week as open enrollment for Medicare begins. While there were high hopes President Joe Biden would lower the qualifying age from 65 to 60 through his massive Build Back Better plan, we now know that’s not going to happen. So what’s a person to do if they’ve left the workforce, along with their employer-provided health insurance, but are still too young to apply for Medicare? Fortunately, there’s more than one way to get your hands on reliable, affordable  

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  • Health Insurance

    Unvaccinated people may have to pay more for health insurance

    by: Matt Wright, Nexstar Media Wire Posted: Oct 10, 2021 / 12:30 PM CDT / Updated: Oct 9, 2021 / 01:33 PM CDT CLEVELAND (WJW) – You may wind up having to pay more for health insurance if you are not vaccinated against COVID-19. More employers and insurance companies are considering raising health insurance premiums for employees who choose to forego vaccination. Starting in November, Delta Airlines will charge unvaccinated employees an extra $200 a month for the company health plan, citing the high cost of COVID hospitalizations. “It’s similar to what already occurs with smokers,” said Tom Campanella,  

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