• Vehicle Insurance

    Global Commercial Auto Insurance Market (2021 to 2030) – Opportunity Analysis and Industry Forecasts

    DUBLIN, January 17, 2022–(BUSINESS WIRE)–The “Commercial Auto Insurance Market By Distribution Channel, Coverage Type, and Vehicle Type: Global Opportunity Analysis and Industry Forecast, 2021-2030” report has been added to ResearchAndMarkets.com’s offering. Commercial auto insurance is a policy of physical damage and liability coverage for amounts, situations, and usage not covered by a personal auto insurance policy. In addition, it provides a variety of coverage for cars, trucks, vans and other vehicles used for business purposes. Generally, large fleets and small businesses usually prefers two major coverage such as physical damage insurance and liability insurance coverage. Bodily injury  

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  • Home Insurance

    Auto and homeowners’ insurance rates rising | Business

    Prices of groceries, clothes and furniture are going up and consumers can add two more things to the list that will be more expensive in 2022: auto and homeowners’ insurance rates. Michael Hartman, a licensed property, casualty and life insurance producer with Joyce, Jackman & Bell Insurors in Pittston, said auto insurance rates will rise between 3% and 12% this year due to “pricing pressures in the market.” According to the American Property Casualty Insurance Association, pandemic-era factors are making auto insurance more expensive across the U.S. and the world. “Factors that are impacting risks and costs around the world  

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  • Health Insurance

    Enlisting Health Insurance Companies to Help With Rapid Covid Tests Was a Dumb Idea

    That’s not hyperbole, it is by design: The role of private insurers within a for-profit multi-payer system is to restrict access as a gatekeeper, determining who is entitled to use which healthcare services and how much they pay for this. To keep these obligations profitable, they employ an army of claims assessors to argue with you, erect arbitrary hoops for providers and patients to jump through to prove you actually need certain care, raise copays and deductibles as high as possible, and foist as much of the paperwork as possible onto patients. Insurance companies play the single ghastliest role  

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  • Insurance

    How to get free at home tests with insurance reimbursement

    Americans with health insurance can get up to eight at-home COVID-19 tests for free thanks to a new requirement. Starting Saturday, private health plans are required to cover the over-the-counter tests at up to $12 per test. Consumers can either purchase the testing kits at no cost or submit receipts for reimbursement from the insurance company. A family of five could be reimbursed for up to 40 tests per month under the plan. PCR tests and rapid tests ordered or administered by a health provider will continue to be fully covered by insurance with no limit. President Joe Biden  

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  • Vehicle Insurance

    Average auto insurance rates in Michigan increase slightly, but are no longer highest in nation

    The average cost of auto insurance slightly increased over the past year as more drivers parked at home during the early months of COVID-19 returned to the roads — but Michigan no longer has the highest average rates in the nation. The Zebra, a national auto insurance comparison site, calculated average costs of purchasing car insurance in zip codes around the country using publicly available rate data for its 2022 State of Auto Insurance report. Statewide, average annual premiums in 2021 clocked in at $2,639, up from the average rate of $2,535 in 2020, according to the analysis. Michigan  

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  • Home Insurance

    Homeowners Insurance vs. Co-Op Insurance vs. Condo Insurance

    When insuring your home, do you know the difference between condo insurance vs. homeowners insurance? What about co-op insurance vs. homeowners insurance? Knowing the similarities and differences between these types of insurance could help you get the right protection in place so you can be confident that your home is insured properly. Homeowners insurance vs. co-op insurance When you purchase a home or condo, you own the structure with a deed to prove it. With a co-op, you are not a homeowner, but rather a shareowner of the corporation that owns the building. A co-op is a housing cooperative owned  

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  • Insurance

    ‘She has no life insurance or savings’: My brother-in-law died, leaving my sister with $20,000 in debt. How can I help her?

    Dear Quentin, My sister’s husband died last week. They had both lived with us for the previous nine years before moving into an independent living facility. They were there for two and a half months before he died unexpectedly. He has left her with $20,000 worth of debt. Other than selling his vehicle — as she doesn’t drive — I’m not sure how to go about paying off their debt. She receives $1,600 in Social Security disability a month. She is on Medicaid and Medicare. She has no life insurance or savings. She is now living with my husband and  

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  • Vehicle Insurance

    Beware of tricks involving Michigan auto insurance refunds

    LANSING, Mich. (WLNS) — The Michigan Department of Insurance and Financial Services (DIFS) is warning Michiganders to be aware of scammers who may try and exploit the recent announcement that Michigan drivers will be receiving refunds from the Michigan Catastrophic Claims Association (MCCA.) “Whenever there is a widespread distribution of funds to consumers, inevitably there will be bad actors who attempt to take advantage of the situation in order to steal personal information or money from consumers,” DIFS Director Anita Fox said in a press release. “Your refund check or ACH deposit will come directly from your insurer, and you  

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