• Home Insurance

    Auto and homeowners’ insurance rates rising | Business

    Prices of groceries, clothes and furniture are going up and consumers can add two more things to the list that will be more expensive in 2022: auto and homeowners’ insurance rates. Michael Hartman, a licensed property, casualty and life insurance producer with Joyce, Jackman & Bell Insurors in Pittston, said auto insurance rates will rise between 3% and 12% this year due to “pricing pressures in the market.” According to the American Property Casualty Insurance Association, pandemic-era factors are making auto insurance more expensive across the U.S. and the world. “Factors that are impacting risks and costs around the world  

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  • Home Insurance

    Homeowners Insurance vs. Co-Op Insurance vs. Condo Insurance

    When insuring your home, do you know the difference between condo insurance vs. homeowners insurance? What about co-op insurance vs. homeowners insurance? Knowing the similarities and differences between these types of insurance could help you get the right protection in place so you can be confident that your home is insured properly. Homeowners insurance vs. co-op insurance When you purchase a home or condo, you own the structure with a deed to prove it. With a co-op, you are not a homeowner, but rather a shareowner of the corporation that owns the building. A co-op is a housing cooperative owned  

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  • Loans With Collateral

    What Is A Lien? Information For Homeowners

    Lien FAQs Now that you know the basics, let’s answer some lien questions that come up frequently. What does it mean to have a lien against you? When you have a lien against you, it means that someone has a right to your property under specified circumstances. Typically, these would involve defaulting on an agreement or loan. The government will place a lien on your property over unpaid taxes as well. Liens don’t have to be a bad thing. Sometimes it just means you haven’t finished paying off a debt. Anyone who has a mortgage has a lien on their  

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  • Home Insurance

    Homeowners Insurance for New Construction

    Finding the right homeowners’ insurance policy is an integral part of constructing your dream house. Especially when mortgages are involved. Thankfully, new build home insurance policies are often less expensive. Why would home insurance be cheaper on new homes? Because newer construction involves newer materials and up-to-date practices and techniques, newer homes are generally less risky to insure, and therefore cheaper. Still, finding the best rates for your home insurance will often mean doing some research and shopping around. For first-time home buyers, there can be a lot to learn. But before you start comparing quotes, let’s consider what variables  

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  • Home Insurance

    Homeowners’ insurance can protect your holiday purchases

    PHOENIX — It’s an added layer of protection for your holiday purchases you may not have thought about – insurance. “I think a lot of people wouldn’t realize that if a gift got stolen from them that they would have coverage,” said Jason Metz an insurance analyst with Forbes Advisor. He says your renters or homeowners’ insurance covers you not only if gifts are stolen or damaged inside your home, but if packages are taken from your front porch. “If you have home renters or condo insurance, you know, you’re covered for your personal property. And until you give that  

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  • Home Insurance

    The Best Homeowners Insurance of 2021

    Photo: depositphotos.com Purchasing a home is a major investment and one that should be protected to make the most of that investment. Unfortunately, you never know when your home could sustain damage, whether it’s from a busted pipe, fire, or a storm. Having the best homeowners insurance can provide the coverage you need to restore your home to good condition. Of course, homeowners want the best homeowners insurance coverage possible from a quality insurance company they can trust. Finding the best home insurance company depends on your individual needs and preferences. Some people like to work directly with their insurance  

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  • Insurance

    Lawrence is miles from the ocean. But homeowners are seeing huge increases for flood insurance

    Sitting in his office a stone’s throw from the Merrimack River in Lawrence, insurance agent Evan Silverio marveled at the numbers on his computer screen. He said it’s long been common for homeowners here to pay several thousand dollars a year for flood insurance. The city has three rivers running through its center — the tributary Shawsheen, Spicket and Merrimack rivers — and many properties at low elevations. But on Oct. 1, Silverio said the cost of flood premiums seemed to go haywire. One customer who previously paid $300 a year in flood coverage just got a new quote for  

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  • Home Insurance

    Insurance agents fear rising homeowners insurance as companies leave Louisiana

    NEW ORLEANS (WVUE) -Houma native Lauren Rohlfs says she still has damage to her mobile home, but with a cryptic answer from her Maison insurance agent, she’s fearful if she’ll ever receive the checks needed to get the work done. “I called to ask them if they’re canceling policies and she said ‘well, I’m not really supposed to answer those kinds of questions’… I’m still waiting for them to pay out my claim from Ida,” said Rohlfs. Rohlfs hopes she’s in a better position as she recently renewed, but in a release, Florida-based Fed Nat announced Maison will no longer  

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