• Financial Analysis

    Big banks resist most direct road map to net zero emissions

    Banks have resisted committing to the most explicit road map for cutting greenhouse gas emissions to net zero by 2050, just weeks before the COP26 climate talks in Glasgow. Negotiators for a Mark Carney-led initiative to encourage finance groups to stop funding fossil fuel companies have struggled to convince leading banks to agree to end financing of all new oil, gas and coal exploration projects this year, according to internal messages seen by the Financial Times. This is aligned to analysis from the International Energy Agency (IEA). Many of the 59 banks signed up to the former Bank of England  

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  • Business Analysts

    A Skeptical Stock Analyst Wins Big by Seeking Out Frauds

    Last month, federal authorities charged the founder of the electric vehicle manufacturer Nikola, which had gone public in the summer of 2020, with defrauding investors. They were led there partly by the work of a little-known Wall Streeter named Nathan Anderson. A stock researcher and investor, Mr. Anderson and his upstart firm, Hindenburg Research, are having a moment. In early August, the Securities and Exchange Commission subpoenaed the sports betting firm DraftKings after Hindenburg said in a June report that it had potentially enabled black-market betting. And shares of Lordstown Motors have fallen nearly 70 percent since Hindenburg said in  

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  • Unsecured Loans

    5 Best Personal Loans From Big Banks

    Select’s editorial team works independently to review financial products and write articles we think our readers will find useful. We may receive a commission when you click on links for products from our affiliate partners. Personal loans can be used for a variety of expenses, including weddings, vacations, home repairs and even as a way to cover emergency costs. There’s a lot to learn about personal loans, but one draw is that they can sometimes be a more affordable alternative to credit cards since they typically carry a lower interest rate (though, the rate you receive will depend on how  

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  • Business Marketing

    5 Marketing Mistakes That Are Hurting Your Business Big Time

    Cami Galles is an ex-Google exec turned entrepreneur and digital marketer. While saving your business money is smart, she says cutting corners may hurt more in the long run. Hire experts to manage social media platforms that you don’t know well, and don’t miss out on the power of video.  See more stories on Insider’s business page. Loading Something is loading. Ecommerce revenue was up 44% year over year in 2020. With $861.12 billion spent during a pandemic, there are plenty of customers out there ready to buy. However, this means that  standing out online is harder than ever.  

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  • Business Marketing

    The Future Of Marketing Is Lean For Businesses Big And Small

    Lean marketing requires tools that enable the team to visualize and optimize in real time. iStockphoto/Mikko Lemola Much of the lean movement is based on the understanding that as organizations mature, the things that make them more competitive (more resources, better talent and more sophisticated processes) are the very things that now slow them down. Continuous improvement is the only way to sustainable, competitive advantage focused on the future. Steve Blank, a Silicon Valley entrepreneur, is credited with creating the lean movement that Eric Ries popularized in his book, The Lean Startup. Many place earlier credit for lean  

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  • Business News

    How did Utahns sell their cars before Google? They called Big Tane

    Thirty-four years ago, when he was just starting out in the used-car business, Tane Wanlass had an idea. The tricky part, he’d come to realize, was finding cars in the first place — you couldn’t sell them if you didn’t first buy them — so one day, on a hunch, he walked into the offices of the Newspaper Agency Corp., the advertising arm for the Deseret News and Salt Lake Tribune, and placed a classified ad in section 495, Vehicles Wanted: I BUY CARS. Then, like a fisherman wondering if he’d ever get a bite, he sat back to see  

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  • Business News

    Biden Weighs New Executive Order Restraining Big Business

    The Biden administration is developing an executive order directing agencies to strengthen oversight of industries that they perceive to be dominated by a small number of companies, a wide-ranging attempt to rein in big business power across the economy, according to people familiar with the plans. The executive order, which President Biden could sign as soon as next week, would direct regulators of industries from airlines to agriculture to rethink their rule-making process to inject more competition and to give consumers, workers and suppliers more rights to challenge large producers. The goal is to broaden the way policy makers approach  

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  • Loans With Collateral

    Big bank CEOs open to federal 36{de3fc13d4eb210e6ea91a63b91641ad51ecf4a1f1306988bf846a537e7024eeb} interest rate cap on consumer loans

    The heads of major U.S. banks on Wednesday expressed tentative support for a federal interest rate cap on consumer loans, which would likely include payday and auto title loans.  During a Wednesday hearing held by the Senate Committee on Banking, Housing, and Urban Affairs, Senator Jack Reed, D-R.I., asked the CEOs of Bank of America, Citigroup, Goldman Sachs, JPMorgan Chase and Wells Fargo if they would support a 36{de3fc13d4eb210e6ea91a63b91641ad51ecf4a1f1306988bf846a537e7024eeb} cap on interest rates on consumer loans like payday loans.  The bank CEOs did not immediately reject the idea. “We absolutely don’t charge interest rates that high for our customer  

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