• Unsecured Loans

    What Is Regulation Z? | Bankrate

    Regulation Z is a law that protects consumers from predatory lending practices. Also known as the Truth in Lending Act, the law requires lenders to disclose borrowing costs so consumers can make informed choices. Whether you’re shopping for a mortgage or comparing credit cards, you’re probably benefiting from the law in some way. Understanding Regulation Z could help you know what to look for before borrowing money. Here’s what you should know about this protective measure. What is Regulation Z? Regulation Z is part of the Truth in Lending Act (TILA), which Congress passed in 1968. Many people use the  

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  • Vehicle Insurance

    Used Car Insurance | Bankrate

    Buying a used car often costs much less than it would to purchase a brand new model. Older vehicles also do not depreciate as quickly as new cars. However, you will need to obtain at least your state’s minimum levels of car insurance to be able to drive legally – whether you own a new car or a used one. Not only can driving uninsured result in fines and license suspension, but it also can result in out-of-pocket expenses for repairs and liability in the event of an at-fault loss. A used vehicle requires insurance just as much as a  

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  • Home Insurance

    Georgia Flood Insurance | Bankrate

    Flooding in Georgia is very common. Every year, tropical storms, thunderstorms and tornadoes bring heavy rain, storm surges and flash flooding to various parts of the state. Traditional homeowners insurance does not cover flood damage, so Georgia homeowners should consider purchasing flood insurance to supplement their coverage. Why Georgia homeowners need flood insurance Hurricanes in Georgia are relatively uncommon, but the state experiences other forms of severe weather that cause flooding. In 2009, Georgia saw continuous rain that caused extreme flooding and resulted in $500 million in damages. It is estimated that 20,000 homes, businesses and buildings were damaged  

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  • Vehicle Insurance

    Texas Car Insurance Laws | Bankrate

    Car insurance laws are an important thing to take into consideration when deciding how much auto insurance you need to carry. Further, car insurance laws can be complicated and, sometimes, hard to decipher – which can be daunting given that drivers who fail to follow the law can face stiff penalties. As a Texas driver, knowing the laws in your state can help save you time, money and headaches as you get ready to put your vehicle on the road. Car insurance laws in Texas According to the Texas Department of Insurance, Texas law requires drivers to obtain liability  

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  • Vehicle Insurance

    Virginia Car Insurance Laws | Bankrate

    Having car insurance in Virginia is important. Data from the Virginia Department of Motor Vehicles (DMV) showed that in 2019, 180 people were injured per day in car accidents across the state. There were a total of 827 fatalities on Virginia roads that year. Virginia drivers are legally required to carry car insurance in order to drive. It does not matter how often you drive or the age of your vehicle. Driving without car insurance in Virginia comes with penalties. This article explores everything you need to know about Virginia car insurance laws. Car Insurance laws in Virginia Virginia car  

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  • Vehicle Insurance

    Colorado Car Insurance Laws | Bankrate

    Drivers in Colorado are legally required to carry car insurance. Without it, you are not allowed to operate your vehicle on the road. Even if your car sits in the driveway most of the time, it still needs to be insured in accordance with the state’s minimum coverage requirements. Having car insurance is important because it protects you as a driver, as well as others on the road. In 2017, there were 118,842 accidents in Colorado, which is up nearly 10{de3fc13d4eb210e6ea91a63b91641ad51ecf4a1f1306988bf846a537e7024eeb} from 2012. Colorado drivers should understand the insurance laws in the state to ensure they are adequately protected.  

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