• Health Insurance

    Why Aren’t More People Comparison Shopping for Health Plans?

    Except for emergency or urgent care, Medicare Advantage coverage may not extend outside beneficiaries’ county or state. “If you’re in Albany, you may not be able to get care in New York City,” Dr. Jacobson said. Advantage plans also often require preauthorization from the insurer for services and drugs. With traditional Medicare, “you can see any provider you want to at any time, without getting prior approval,” Dr. Jacobson said. It’s accepted nationally. But factoring in a private Medigap policy and a separate Part D plan sometimes pushes overall costs higher. Still, a recent Commonwealth Fund analysis found that traditional  

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  • Business News

    Heat waves aren’t just scorching people, they are incinerating local businesses

    Millions of Americans are under an extreme heat advisory recommending they avoid strenuous activity and stay well hydrated — but for some restaurants and stores, the heat wave threatens worker safety and guts traffic into stores, leading to a dramatic downturn in business. “We decided yesterday, as we were looking at the forecast and extreme heat, to close over these two days for dining,” Greg Gardner, general manager of J. Timothy’s Taverne in Plainville, Connecticut, told NBC News on Thursday. “We’ve had a bunch of these spells and witnessed the kitchen guys really taking heat from the stress of it  

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  • Insurance

    No Big Car Insurance Refund during COVID-19? You Aren’t Alone

    In the spring, insurance companies were happy to say they would be refunding some premiums due to the COVID-19 pandemic. And at first, things looked fine, with some issuing full-month or half-month refunds. But now that we’re closer to a new spring than the old one, the consumer-protection advocacy group U.S. PIRG has studied the landscape and found that billions in profits were not returned. The solution, U.S. PIRG said, is for state governments to mandate refunds for these overpayments, since driving was way down this year. Drivers didn’t drive quite as much in 2020 as they did in 2019,  

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