Home Insurance

Hochul signs law preventing home insurance companies from discriminating against dog breeds

ALBANY, N.Y. — Home insurance companies will no longer be able to deny or cancel coverage in New York based on the breed of the homeowner’s dog.

On Saturday, Gov. Kathy Hochul signed legislation that prohibits insurers from canceling or refusing to issue or renew insurance because they deem the type of dog a higher liability risk. The bill also prevents insurance companies from imposing higher premiums for certain policies based on the dog’s breed.

“To own a pet is a blessing and we owe it to the animals of New York to keep them safe and healthy,” Hochul said. “Dogs of all breeds deserve loving homes and no one should have to fear losing their insurance coverage based on the dog they own.

The top dog breeds restricted by insurance companies are Doberman Pinschers, pit bulls and rottweilers.

Hochul also signed a second piece of legislation to protect animals, which requires veterinarians to report suspected animal cruelty to the appropriate authorities. The law also allows veterinarians to make reports confidentially and maintain records or reported incidents.