September 30, 2023


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Fabric is the affordable life insurance we need in uncertain times


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While most of us can go quite a while before even thinking of life insurance, there’s a tendency for major life events to act as a catalyst for thinking about responsibly preparing for the future. New parents have a lot on their minds — and in between changing diapers and trying to squeeze in a few meager moments of sleep, your thoughts probably naturally go towards setting up the appropriate safeguards to ensure your child is well taken care of in case the unexpected happens. But it’s certainly not simple.

That’s why Fabric is a life insurance startup on a mission to take the discomfort and intimidation out of applying for term life insurance. And while it’s geared towards new parents, it’s truly a great service for anyone looking to help protect the people they love. Think of Fabric as a complete toolkit in and of itself. You can not only apply for a term life insurance policy that fits your family’s needs, you can create a will for free and use the accompanying app to check off your parenting to-do list. 

Unlike other companies selling life insurance, Fabric is focused on covering you while you still have children in your home — so the terms are a little on the shorter side, with ten, 15, and 20-year policies. That means you won’t unnecessarily be locked into a permanent policy if you don’t need it. Fabric also leverages proprietary technology with an accelerated underwriting algorithm that can automatically approve a large number of applicants — all without the stress of a medical exam. Some applicants who don’t qualify for an immediate offer will be reviewed by underwriters and possibly asked to undergo an examination. But unlike other companies that need to charge very high rates to compensate for the lack of examinations, Fabric remains competitively affordable for families needing to operate on a budget. 

That’s not the only way Fabric uses technology to its advantage — the website is intuitive and simple to navigate, boasting a 4.8 out of 5 TrustPilot score and more 5-star reviews than any of their close competitors. Fabric is a welcomed break from other traditional life insurance models or online brokers in that they will never call you to upsell you (in fact, there are no sales calls at all) and you could get covered in as little as ten minutes if you qualify. In that case, you won’t have to wait weeks for exams and blood tests to go through. 

Whether you’re worried about the future or just want to give yourself some peace of mind right now, go to Fabric’s website. It takes only ten minutes to apply and help give you some peace of mind.


*Fabric offers term life insurance policies (Form ICC16-VLT, ICC16-VLT19, and CMP 0501 with state variations where applicable) issued by Vantis Life Insurance Company (Vantis Life), Windsor, CT (all states except NY), and by Vantis Life Insurance Company of New York, Brewster, NY (NY only). Coverage may not be available in all states. 

Issuance of coverage for term life insurance is subject to underwriting review and approval, which may include a medical exam. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of Vantis Life. Fabric Insurance Agency, LLC (FIA) is an insurance agency licensed to sell life, accident, and health insurance products. FIA will receive compensation from Vantis Life for such sales.