Health Insurance

  • Health Insurance

    Enlisting Health Insurance Companies to Help With Rapid Covid Tests Was a Dumb Idea

    That’s not hyperbole, it is by design: The role of private insurers within a for-profit multi-payer system is to restrict access as a gatekeeper, determining who is entitled to use which healthcare services and how much they pay for this. To keep these obligations profitable, they employ an army of claims assessors to argue with you, erect arbitrary hoops for providers and patients to jump through to prove you actually need certain care, raise copays and deductibles as high as possible, and foist as much of the paperwork as possible onto patients. Insurance companies play the single ghastliest role  

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  • Health Insurance

    Health insurers must cover your at-home Covid test costs as of Jan. 15

    Starting Saturday, private insurers must cover the cost of up to eight at-home Covid-19 tests per month, the Biden administration announced on Tuesday. “We are requiring insurers and group health plans to make tests free for millions of Americans. This is all part of our overall strategy to ramp-up access to easy-to-use, at-home tests at no cost,” said U.S. Department of Health and Human Services (HHS) Secretary Xavier Becerra, in a statement. Covid tests purchased after Jan. 15 will be covered by almost all private insurers, but there are other ways you can currently get free tests, too. What you  

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  • Health Insurance

    Atlanta restaurants ask diners to cover health insurance for servers

    “I didn’t want to bury it in a price increase. I wanted customers to understand,” O’Brien said. She feared backlash from customers, but feedback has been overwhelmingly positive. Calvert said he has not experienced a single incident of pushback at Ticonderoga Club, adding, “I’ve had guests thank us for it over and over again.” Vizethann estimated that 90% of Buttermilk Kitchen’s clientele has been “super kind and positive” about the decision, although some have questioned why she doesn’t just increase prices. ExploreOpinion: Strengthening healthcare is duty to our neighbors “I don’t want to price myself out of the market,”  

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  • Health Insurance

    Quit your job? Here’s what to do about health insurance

    In November, 4.5 million people quit their jobs, according to data from the Labor Department released earlier this week. And they are leaving for a variety of reasons: higher pay, better benefits, more flexible schedules, more fulfilling work, new challenges — including starting their own business — and they’re even retiring early. And while it’s a hot market for job seekers at the moment, workers should consider the benefits they might be giving up when they leave their jobs. A big one is employer-sponsored health insurance. “Most employees know that their employers offer health insurance benefits, but they don’t necessarily  

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  • Health Insurance

    Surprise medical bills are the target of a new law. Here’s how it works : Shots

    The No Surprises Act is intended to stop surprise medical bills. It could also slow the growth of health insurance premiums. J. Scott Applewhite/AP hide caption toggle caption J. Scott Applewhite/AP The No Surprises Act is intended to stop surprise medical bills. It could also slow the growth of health insurance premiums. J. Scott Applewhite/AP The new year brings new protections for patients with private health insurance who will no longer be blindsided by “surprise” medical bills when they unknowingly receive out-of-network care. The No Surprises Act, passed by Congress in 2020 as part of the coronavirus relief package, takes  

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  • Health Insurance

    Can companies make the unvaccinated pay more for health insurance?

    AUSTIN (KXAN) — As COVID-19 cases surge and hospitals across Texas fill up with patients battling the virus, big companies are considering using a newer tool to incentivize vaccinations: charging unvaccinated workers more for health coverage. Delta Air Lines was the first major employer to announce it was taking this tactic. In August, Delta CEO Ed Bastian announced unvaccinated employees enrolled in its healthcare plan would have to pay $200 extra in health insurance each month. Bastian said the rise in premiums for unvaccinated workers was necessary to offset the costs of covering medical bills for workers who ended up  

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  • Health Insurance

    COVID-19 health insurance coverage changing in 2022

    WAUSAU, Wis. (WSAW) – As the world begins to close in on nearly two full years in the COVID-19 pandemic, health insurance agencies are shifting how much they are covering come 2022. Jenny Shermo, the chief growth officer for Security Health Plan in Marshfield said they have completely covered all COVID-19 testing and in-patient treatment and monitoring since the pandemic began, noting that other insurance providers stopped that coverage after a year. She explained they had been monitoring the federal recommendations of what insurance agencies should cover and the trends in the usage of the benefits to determine if changes  

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  • Health Insurance

    Covered California urges uninsured residents to sign up for health coverage amid omicron surge

    SACRAMENTO, Calif. (KRON) — As the COVID-19 omicron variant continues to spread across the state, Covered California is urging uninsured and eligible individuals to act now to make sure they have comprehensive health care coverage for 2022. Covered California’s first open-enrollment deadline is this week — California residents must sign up by Dec. 31 in order to have their health care coverage be effective Jan. 1. “Covered California is urging everyone who needs coverage to check out their options and sign up, before the end of the month, so they can start the New Year with protection and peace of  

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