• Insurance

    De Blasio admin’s $34B health insurance contract doesn’t add up

    The de Blasio administration missed a glaring math error when choosing a new health care insurance provider for 275,000 retired city workers that could cost taxpayers “tens or even hundreds of millions of dollars” in lost revenue, according to a bombshell claim filed by rival bidder Aetna, the state’s largest Medicare provider. Aetna has sued the city alleging the selection process was fixed to favor Alliance, a consortium that includes Emblem Health and Anthem/Blue Cross Blue Shield and has strong ties to union leaders, to operate the new Medicare Advantage Plus program. A group of retirees has filed a separate  

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  • Business Marketing

    Ask Doug & Polly: How to find a cost-effective marketing mix that works best for your small business | Business News

    Doug & Polly White SHELBY LUM/TIMES-DISPATCH>////////////////////////// BY DOUG AND POLLY WHITE Special correspondents QUESTION: I have just launched my new business. I know that I need to market my product to be successful, but I’m not sure where to start. Do you have any recommendations? ANSWER: For small businesses, we recommend marketing that results in sales. That is intended to be humorous, but it’s true. It’s also amazing how often small businesses throw large amounts of cash into marketing schemes that do not yield sales. When considering a  

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  • Financial Analysis

    Is The Market Wrong About Information Analysis Incorporated (NASDAQ:IAIC)?

    It is hard to get excited after looking at Information Analysis’ (NASDAQ:IAIC) recent performance, when its stock has declined 14% over the past month. But if you pay close attention, you might gather that its strong financials could mean that the stock could potentially see an increase in value in the long-term, given how markets usually reward companies with good financial health. Particularly, we will be paying attention to Information Analysis’ ROE today. Return on equity or ROE is a key measure used to assess how efficiently a company’s management is utilizing the company’s capital. In simpler terms, it measures  

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  • Home Insurance

    4 Common Winter Home Insurance Claims and How to Prevent Them | Real Estate

    Getty Images Ben Moore Whether it’s tumbling temperatures or a blackout blizzard, winter weather can wreak havoc on a home. But you can avoid a disaster with some preventive action. Here are four common types of winter-related home damage and how you can prevent them, plus how home insurance works if you can’t. 1. Burst water pipes If your kitchen faucet isn’t working on a cold winter morning, you could have a frozen water pipe. Frozen pipes can burst and cause accidental water damage, which can be expensive to repair. To prevent burst pipes, let your faucets drip on the  

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  • Health Insurance

    Health Insurance Deductibles Give Black Friday a Whole New Meaning

    And those deductibles renew every year. So for millions of families, time is running out to fit in those last-minute healthcare needs. When the clock strikes 12 in just 35 days on January 1, 2022, they’ll find their healthcare back behind the deductible paywall. It gives Black Friday a whole new meaning.  Health insurers argue that deductibles are a simple “cost-sharing” strategy—forcing patients to have “skin in the game” when it comes to using healthcare (beyond their actual skin, I guess?). Cost-sharing, they argue, prevents beneficiaries from using unnecessary, “low-value” healthcare. They point to an out-dated 1970s-era experiment run by  

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  • Loans With Collateral

    Legal-Ease: Loan repayment priorities and processes

    Many of us have borrowed money and used real estate as “collateral” for that loan of money. These arrangements essentially provide that if the borrower does not pay back the money owed to the lender, the lender can sue the borrower and eventually force a sale of the real estate that would provide money to pay off the lender. In these situations, the “collateral” is the real estate promised by the borrower to be sold if the borrower does not repay the loan completely and on time. This process of having a loan in default that will be paid by  

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  • Financial Management

    What Is Wealth Management And Do You Need It?

    Wealth management can be thought of as a comprehensive service focused on taking a holistic look at a client’s financial picture, including services such as investment management, financial planning, tax planning and estate planning. Wealth management is generally considered a “high-end” type of service, and some wealth management firms may require a certain level of investment assets or a minimum net worth. For clients who need this level of service, it can be useful to consolidate all types of financial advice in one place with just one firm. Key wealth management objectives Wealth management objectives will vary depending on the  

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  • Business Management

    Private Banking Group COO Team / Business Management Associate

    Private Banking Group COO Team / Business Management Associate Morgan Stanley (MS) is a global financial services firm that conducts three principal businesses: Wealth Management, Institutional Securities and Asset Management. Wealth Management (WM) provides comprehensive financial advice and services to its clients. T he Private Banking Group (PBG), as a division of Morgan Stanley Wealth Management, offers WM clients’ access to Banking Services, Deposit Products, and Lending Solutions. PBG’s Deposit Banking Services Group is an important source of revenue for Wealth Management and provides all deposit, checking, savings and cash management solutions. The recent integration of E*TRADE’s Banking Products provides  

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